My father held up a bill, any denomination, and noted that this is only a piece of paper. It has almost no value in itself, and takes on value only when it is used for something. He would point to the beautiful half-moon fireplace in the corner of the living room with its andirons and grate filled with logs. You can use this piece of paper all for your own use, or you can light a fire to warm yourself and others. The choice is yours.